As your pregnancy progresses, make sure that you think about other ways to save money so you can have your baby on a budget. You’ll want to take a look at how to create a personal budget if you haven’t already. You’ll also want to decide whether you should use cloth diapers and if cloth diapers can save you money or not (hint: they won’t save every family money). You’ll also want to make sure that you don’t overbuy items for your baby since doing so can cause you major financial trouble. When you’re buying the items you need for your new baby, keep these 10 items you really need for baby in mind so that you don’t overspend. You also may want to check out these 30 things to stop buying and make since they will help you cut your household expenses significantly.
Babies might be little angels most of the time, but they sure do know how to clear out your wallet. I was in disbelief each time I packed up a diaper bag for a day trip or a suitcase for travel how much babies really do need. Don’t worry you will eventually find the perfect method to grab all your things, pack up and head out the door. The thing that really gets me is how much it costs to buy all these new “things” that your baby apparently needs. It’s all tiny, so it should be cheaper right? Wrong! Here’s the positive twist though, there are actually so many options for free baby stuff out there for moms and you should not be afraid to take advantage of them. We have pulled together some of the best freebies for moms out there all right here.
I read an article the other day that said it takes at least $277,000 to raise a child so there is no reason not to get an early start! Scoring free baby samples is just one way to prepare for a baby on a budget so make sure that you’re doing other things to prepare for your baby frugally. You could start an investment account with Stash. When you use THIS link they will either give you $5.00 free or 1 year of Stash free. You could learn how to earn free gift cards online over HERE. Gift cards that you earn online are a fantastic way to save money on buying the baby gear you need.
Books. Some of my most treasured childhood memories are of sitting on my mother’s lap while she read to me. It’s a tradition I kept alive with my own children. We lived about an hour from the nearest town with a library, so I was quite thankful to learn about Dolly Parton’s Imagination Library. This amazing program will send your child a free book every month until he is five years old. Just check the site to see if your area is eligible. If not, check out this list of free Kindle books for little ones! Or just check it out anyways—books are awesome.