As your pregnancy progresses, make sure that you think about other ways to save money so you can have your baby on a budget. You’ll want to take a look at how to create a personal budget if you haven’t already. You’ll also want to decide whether you should use cloth diapers and if cloth diapers can save you money or not (hint: they won’t save every family money). You’ll also want to make sure that you don’t overbuy items for your baby since doing so can cause you major financial trouble. When you’re buying the items you need for your new baby, keep these 10 items you really need for baby in mind so that you don’t overspend. You also may want to check out these 30 things to stop buying and make since they will help you cut your household expenses significantly.
Car Seat. A car seat is probably the most important item to get before your baby is born. It also happens to be one of the most expensive. One of the best places to go for an affordable car seat is the Safe Kids Network. Follow the link provided and search for a local coalition. Many have reduced price or free car seats. The site can also refers you to a local community agency.
Target is my life. No for real, I do not think I could survive without my weekly trips there. You will probably be creating a baby registry here anyways, but if that was not in your plans you should highly consider it because when you sign up you qualify for a Baby Welcome Kit. It’s a box you will go pick up from your local Target full of samples and up to $50 worth of coupons. Moms say they’ve received everything from wipes to breast pads in theirs.
Books. Some of my most treasured childhood memories are of sitting on my mother’s lap while she read to me. It’s a tradition I kept alive with my own children. We lived about an hour from the nearest town with a library, so I was quite thankful to learn about Dolly Parton’s Imagination Library. This amazing program will send your child a free book every month until he is five years old. Just check the site to see if your area is eligible. If not, check out this list of free Kindle books for little ones! Or just check it out anyways—books are awesome.